https://www.earndex.com/home daily 1.0 2022-03-31 https://www.earndex.com/contact daily 0.75 2020-06-04 https://www.earndex.com/privacy-policy daily 0.75 2020-06-02 https://www.earndex.com/disclaimer daily 0.75 2020-06-02 https://www.earndex.com/about daily 0.75 2020-11-01 https://images.squarespace-cdn.com/content/v1/5ec5d58e91da697ee5389fed/1591029319776-Y1NUAAQZNG22USDWAZ23/Tomback_Headshot_JPG.jpg About - David Tomback, CFP®, MBA I founded Earndex to help others find and remain on a path to financial security. As a CERTIFIED FINANCIAL PLANNER™, I have deep expertise in all subject areas of financial planning including investments, retirement planning, insurance, tax planning, employee benefits, estate planning, and more. My job is to provide you with personalized, unbiased, and well-researched advice and to ensure you stay on course to achieve your long-term financial goals. I earned a degree with honors in Economics from Tufts University and an MBA with a concentration in finance from the Kellogg School of Management at Northwestern University. Outside of work, I am a dedicated husband and father of two. I enjoy skiing, golf, and cooking for family and friends. https://www.earndex.com/philosophy daily 0.75 2020-11-01 https://images.squarespace-cdn.com/content/v1/5ec5d58e91da697ee5389fed/1591032976159-BWN1YODEC7GIJFM4W4P9/map_with_compass.jpg Philosophy - Putting My Clients First I am a fee-only financial planner, which means I am paid directly by my clients for advice. I do not accept commissions or any other form of compensation based on product sales. This allows me to provide my clients with transparent, unbiased advice and frees me from the conflicts of interest that are so prevalent in the financial services industry. As a CFP® professional, I commit to and am bound by the fiduciary standard, which means that I act in the best interests of my clients at all times. I wouldn't have it any other way. https://images.squarespace-cdn.com/content/v1/5ec5d58e91da697ee5389fed/1591033905722-ZFHV4WKZ6NZEJSOXSMTB/mountain_road.jpg Philosophy - Set a Path and Stay the Course The overwhelming academic research suggests that broad diversification, proper asset allocation, cost minimization, and staying the course are the keys to long-term investing success. Few metrics are as predictive of long-term performance as the fees you pay. The higher the costs and fees, the lower, on average, your returns. https://www.earndex.com/services daily 0.75 2023-01-10 https://images.squarespace-cdn.com/content/v1/5ec5d58e91da697ee5389fed/1591293519173-OBI3UL9BEZSKOLT96BUV/image-asset.jpeg Services Photo by scyther5/iStock / Getty Images https://images.squarespace-cdn.com/content/v1/5ec5d58e91da697ee5389fed/1591044154843-5MK677GN5WT9HP0AWK42/image-asset.jpeg Services https://images.squarespace-cdn.com/content/v1/5ec5d58e91da697ee5389fed/1591044131371-HPK9RGNJFHLOTUCEXZJC/image-asset.jpeg Services